PHP
500 5000 15000 25000
day
5 10 15 20 25 30

Ranking leader

(*the calculation algorithm takes into account the ratio of the number of applications submitted to the number of loans disbursed with the coefficients of the loan amount and application processing time)

percents

0 PHP

percents 0 PHP

Loan amount

5000 PHP

Percentage

0%

To pay

5000 PHP

First loan

1000-25000 PHP

Loan period

1 - 180 day

Choose the best loan online

Updating the catalog: 28.03.2024

percents

0 PHP

percents 0 PHP

Loan amount

5000 PHP

Percentage

0%

To pay

5000 PHP

First loan

1-20000 PHP

Loan period

1 - 180 day

percents

2250 PHP

percents 2250 PHP

Loan amount

5000 PHP

Percentage

3%

To pay

7250 PHP

First loan

1000-20000 PHP

Loan period

1 - 180 day

percents

75 PHP

percents 75 PHP

Loan amount

5000 PHP

Percentage

0.1%

To pay

5075 PHP

First loan

1000-25000 PHP

Loan period

1 - 180 day

percents

0 PHP

percents 0 PHP

Loan amount

5000 PHP

Percentage

0%

To pay

5000 PHP

First loan

1000-25000 PHP

Loan period

1 - 180 day

percents

750 PHP

percents 750 PHP

Loan amount

5000 PHP

Percentage

1%

To pay

5750 PHP

First loan

1000-25000 PHP

Loan period

1 - 180 day

Example of a loan calculation

For example, you have borrowed 1000 php

for a period of 92 days

the rate is 0.1% - that's 1 php per day

the fee on the loan will be 1092 php

We have compiled the best offers from lending institutions and banks. All you have to do is choose the one that's right for you.

A quick loan is sometimes the only way to solve difficult financial problems, giving you the opportunity to finish a long overdue repair, have a great holiday or improve your health.

How you dispose of the money is up to the recipient, as long as you pay it back on time.

General conditions and requirements for borrowers

Requirements for borrowers:

Loan conditions

The interest for the use of the loan (interest rate) is up to 35 percent per annum. If you exceed the repayment deadline, you will incur a penalty, which is about 0.1 per cent of the amount overdue per day.

Instant Loan Processing

The lending company has been selected, now you need to consider how to properly apply with approval for an express loan online. The whole process will not take more than 15 minutes.

Step 1. The first step is to go through the registration phase. This requires an email.

Step 2. The personal account is created. Move on to the online form. Specify the loan amount and term and fill out the form very honestly.

Step 3. The form is sent for verification. A worker will review it in a few minutes and if everything is correct, approves it.

Step 4. If the loan is approved, you will need to confirm the application. Enter the code from the SMS message you receive on your mobile phone.

Step 5. Funds will be deposited on the card indicated.

This is how all MFIs get online card loans instantly, and without rejection.

Can I get a new loan if I have an open one?

You can. But with a caveat. Multiple loans can be opened either with different MFIs or with one if the total amount of multiple loans fits into the credit limit.

How do I borrow online?

Select the company whose terms and conditions suit you best.

Register on the MFI website and submit your application. If your application is approved, you must link your credit card and confirm your approval of the offer.

After that the money will be in your account within minutes.

Some of the benefits include:

Money on the card.

Fast credit in 15 minutes.

No paperwork required.

24-hour application processing.

And so on and so forth.

Modern technology makes life easier and also works in finance.

Can I get a loan if I have a bad credit history?

Of course you can. A good credit history is advisable, but not required.

Where can I get an online card loan?

Our website has been operating in the microcredit market for three years and is definitely one of the top five intermediaries.

How often are MFIs rejected?

The rejection rate in financial companies is in the range of 5%. This is virtually error-free.

Yet a negative decision is influenced by inaccurate information in the application form, multiple loans from other MFIs, and fraud.

What happens if I don't pay back my loan on time?

The processing of overdue loans consists of three steps:

1. A manager will call you within the first three days after the due date and remind you to pay. There are currently no penalties or fines and information about your debt is not transferred to the credit bureau.

2. During the first month after the due date the manager will call you once a day to remind you about the amount owed, interest, penalties and interest rates. These will be collected daily.

3. After a month or two the data on the expired loan is sold to a collection company or taken to court.

Online loans - what are they?

Online loans are a modern and very convenient service that makes it possible to get money for debts without leaving home. There is no red tape - minimum paperwork is required, but internet access is a must.

To use the service, all the customer needs to do is go to the chosen company's website, register, complete the application form, and apply. Within a very short period of time (5 to 30 minutes) the money will be transferred to your account.

In addition, even online, you can use the loan comparison engine which will offer you a different option according to the customer's wishes.

Application for the fastest low-interest micro loan is made. How long does it take to get a deposit?

The time required to process the application and pay out the money ranges from 10-15 minutes.

Where can I get a loan?

MFIs are companies that provide urgent loans online based on your passport and personal identification number (PIN). The main feature of these services is speed and simplicity. There is no red tape, the application takes 10 minutes and the requested amount is credited in half an hour.

There are two ways to apply:

Online loan.

Cash loan.

To apply for a cash loan online, you need a minimum list of documents, an application form and a bank account. Unlike a pawnshop, you will not be asked to leave collateral. All cooperation is based on trust and your reputation, which is confirmed by your credit history. The better the terms, the more profitable, up to interest-free loan.

To get the money you need to visit the office. Conveniently, you can order the amount and do all the paperwork at home, without wasting time, and at the office just pick up the money. However, sometimes it is better to take an online loan on a card.

In some cases, it is better to take an online loan on a card.

How is the loan repaid?

You can repay on time or in advance (early repayment often reduces the cost).

Select a convenient way:

1. In the personal account on the lender's website.

2. By bank transfer to the lender's contact details.

3. At the payment terminal specified in the agreement.

4. Via easypay payment system or its equivalents.

5. In some cases, in cash at the MFI office.

Where is the best place to get a loan online?

Online loans are provided by microfinance institutions (MFI). It is best to use the most reputable companies in our directory. These MFIs have been vetted by our experts and are based on user experience.

What is the best online loan?

For new borrowers, most MFIs offer interest-free loans. If you're borrowing for the first time, choose a lender based on the amount of your credit limit.

If you've already taken out a 0% loan and need money again, pay attention to the MFI's interest rate and especially its loyalty program. You will receive emails with promo codes that will allow you to get discounts of up to 90%.