General provisions

The Company has great respect for the confidential (personal) information of all individuals, without exception, who visit the Site, as well as those who use the services provided by the Site; in this regard, the Company aims to protect the confidentiality of personal data (information or a set of information about an individual who is identified or can be specifically identified), thereby creating and ensuring the most comfortable conditions for using the services of the Site for each user. This Privacy and Personal Data Protection Policy (the "Policy") sets out the way the Company processes personal data, the types of personal data collected, the purposes for which such personal data is used, the Company's interaction with third parties, security measures to protect personal data, conditions of access to personal data, as well as contact information for users regarding accessing, making changes, blocking or deleting their personal data and dealing with any.

When a user uses the services of the Site, the Company will process the user's data as follows:

- data provided by the user both when completing registration forms and when using the services;

- cookies;

- ip-addresses;

- The settings and preferences of Internet browsers (User-agents).

The company only collects personal data (such as your first and last name, e-mail address, contact telephone number etc.) which you knowingly and voluntarily provide as the subject of personal data for the purposes of using the services of the Site, which in accordance with legal requirements constitutes the consent of the subject of personal data to the processing of their personal data in accordance with the purpose of the processing stated in this Policy.

When you visit the Site all logins to the Site are recorded. Other information about user traffic is not processed or saved.

Please note: The Company will only collect the minimum amount of information that is needed to fulfill the data subject's request.

In all cases where non-binding information is requested, the user will be notified at the time the information is collected. The Company does not collect any information which is subject to certain legal requirements, such as racial or ethnic origin, political, religious or philosophical beliefs, membership of political parties or trade unions, criminal convictions or criminal sentences, or information concerning health, sex, biometric or genetic data. The Company collects data on the statistics of visits to the Site. Information may include connections, traffic, user browsing patterns and the date, time, duration of use and presence on the Site.

Processing and storage of personal data Provided personal data is processed and stored in data centres that host the equipment used to operate the Site's services. The personal data provided is processed and may be stored in the database of personal data or in a separate table in the database of the Site.

Your personal data is used for the purposes of providing the Internet services of the Site, information/news exchange, advertising and communication relations in accordance with and in compliance with laws, including, but not limited to: "On Protection of Personal Data", "On Ratification of the Convention for the Protection of Individuals with regard to Automatic Processing of Personal Data and the Additional Protocol to the Convention for the Protection of Individuals with regard to Automatic Processing of Personal Data regarding supervisory authorities and cross-border data flows", "On Information", "On Advertising", "On Telecommunications", "On Information Protection in Information and Communication Systems", "On State Support for Mass Media and Social Protection of Journalists" as well as in accordance with the Rules of Electronic Commerce. Retention period of personal data Personal data is stored for a period no longer than is necessary for the purposes of its processing. Once a personal data subject ceases to be a user of the Site by deleting their account on the Site, their personal data is also automatically deleted.

The use of cookies

The use of cookies

A cookie is a text file or files containing small amounts of information sent to a web browser and stored on a user's device. This would include a computer, mobile phone, or other device that a user uses to visit the Site.

Cookies can be persistent cookies (known as persistent cookies), which means that they are stored on the computer until you delete them, or temporary cookies (known as session cookies), which means that they are only stored until you close your browser. We also distinguish between primary cookies (set directly by the Site visited) and third-party cookies (set by other sites).

Important:

- When a user visits the Site again, the cookie data is updated;

- in most cases, the default web browser will allow cookies to be automatically saved to a user's device;

- Disabling cookies could result in restricted access to posted materials and/or incomplete functionality of Site services.

The Company cares about its users and tries to make the experience on the Site as seamless as possible and to do this, the Company needs to analyse user behaviour, preferences and interests through the use of cookies.

This analysis helps the Company improve the user experience, interface, and navigation of the Site. According to the International Chamber of Commerce, the Company uses the following categories of cookies: Strictly Necessary Cookies - essential cookies that are used to enable the user to navigate a web page and use certain services, e.g. accessing secure pages, registration and authorization, searching the Site.

Also remember previous user activity when we navigate to a previous page in the same session. Operational cookies aggregate information about how we use the Site.

This data is stored on the user's device between browsing sessions.

Examples of such data include: time spent on the site, most-visited pages, understanding which sections and services of the site were of most interest to the user, how effective a particular advertising and/or marketing campaign was, etc.

All information collected by means of operational cookies is intended for statistical and analytical purposes. Some cookie data may be made available to third parties who have been authorised by the web site and solely for the purposes set out above. Functionality cookies - are used to store settings or configurations that are stored on a user's device between web browser sessions. Examples of such metrics are username, profile picture, comments left, website language, location, whether or not any information or benefits have been previously provided to the user and other Site settings. These cookies also enable us to watch videos, participate in interactivity (polls, voting) and interact with social media sites.

These cookies store information that you provide, making your experience on the Site more enjoyable. Some of these cookies may be shared with third parties who have permission from the web site and only for the purposes specified above. Target cookies - are used to provide content that may be of interest to the user. This data is stored on the user's device between browsing sessions.

Examples of such data include the following metrics: tracking recommended text, graphics, audio and video content to avoid retargeting, managing targeted advertisements, measuring the effectiveness of ad campaigns, information about a user's visit to other resources during conversions, and other Site customization options. The Site may share this information with other parties, including media clients, advertisers, agencies and allied business partners, in order for them to provide quality targeted advertising. Third party cookies and analytics services: For faster delivery, better display and detailed analysis of content on the Site.

The company uses services that are owned by other third-party companies such as Facebook, Twitter, Instagram, Alphabet Inc., Gemius and others. The companies listed as examples may use cookies on the user's device while on the Site.

Please note that the Site has no control over the cookies used by these services. All the details you need to know about their use can be found on the appropriate resource.

Please note. Cookie control: Major web browsers (as listed below) are set up to automatically accept cookies. If you wish to disable them, you can use the Help function in your browser. You can access help through the menu or by pressing the F1 key.

Important:

* cookie settings on mobile web browsers may vary;

* it must be remembered that the full functionality of the Site is only available when cookies are used;

* disabling cookies may prevent you from accessing the content and services on the Site from functioning properly.

If you would like to contact the Company about the use of cookies, please send an email to

If a user does not enable cookies or intentionally deletes all cookies from his or her web browser, the user will be prompted to re-enable and use cookies when he or she visits the Site again.

User information collected through the use of cookies is not sold or distributed publicly and is the property of the company that owns the resource.

Interaction of the site with other resources

When you use the services, pages in the Site may contain code from other web sites and third parties and as a result these other web sites and third parties may receive your information. Consequently, these web sites may receive and process information about your visit to those pages and other information transmitted by your browser.

These online resources may include: - Bannerposting systems (e.g. DoubleClick for Publishers, Admixer, AdRiver, etc. ) - Social media plugins (e.g. Discus, Facebook, Twitter, Google+).

We use the Company's services for online analysis of visits to the Site, internal and external evaluation of the Site's traffic, viewing depth and user activity. The Company does not store or process any data collected from such services. If you have any reason to not want us to have access to your personal information, you may choose to sign out of your account or profile and clear your cookies (using your web browser).

Minor's safety

This site is not intended for underage users. The Company takes safety issues, particularly in relation to minors, very seriously and the Company asks parents to educate their children about internet safety, their specific purpose and the need for their children to use certain services on the Site. The Company does not transfer personal data to third parties, except when such transfer is required by law, at the request of the data subject or in other cases set out in this Policy. The Company understands that personal information is a valuable and integral component, including personal non-proprietary rights, of any individual and shall take all possible measures to protect personal information which is voluntarily and knowingly submitted by the users to the Company.

The Site may contain links to other websites (for information purposes only). When you link to other sites, this policy shall not apply to those sites. Therefore the Company recommends you review each site's privacy and personal data policy before submitting any personally identifiable information.

Privacy of personal data subject activity on the Site Information about user activity (traffic) on the Site that goes through the network, or user email, is protected by law. That is, the Company in no way or manner violates the secrecy of the user's "activity" when the latter uses the services of the Site. Protection of personal data The Company uses generally accepted standards of technological and operational protection of information and personal data against loss, misuse, alteration or destruction. However, despite its best efforts, the Company cannot guarantee absolute security against any threats arising outside of the Company's control. The Company ensures that all relevant confidentiality obligations and technical and organisational security measures are applied to prevent unauthorised or unlawful disclosure or processing of such information and data, or its accidental loss, destruction or damage.

Companies pursuant to this Policy, or if you have any comments, requests or complaints about your personal data that the Company processes, please contact the Company by e-mail at

The privacy of our users is paramount to the administration of the resource. This notice is intended to explain the principles that apply to information in our database to users so they can better protect themselves.

1. The resource does not personally lend money, it is purely informational in nature;

2. By agreeing to the terms of use of the site you consent to the collection and processing of your personal data. We may use this information only for the purposes listed below:

to carry out marketing (statistical) research on the basis of anonymised data transmitted by all users;

for identification of the user's identity;

to provide personal and contact details to lending companies in order to process their applications and lend money.

The administration of the site undertakes to comply with applicable laws governing personal data protection;

3. The personal data of the user is deemed to be

data received by the resource when a user visits it. This includes information stored in the browser cookie, the network address of the host on the computer network, the user's browser data, the time of the visit and the domain name of the Internet Service Provider making the connection;

data that is provided by the user when he/she makes an application on the website. This includes the user's first and last name, email address, mobile number, contact phone numbers, residential address, bank account details and certain other information which is transmitted automatically when the user uses the website;

other information about the user that is required for correct use of the site.

The administration of the site is committed to professional ethics and strives to meet the requirements of privacy. We have put in place all of the protections necessary for a site like this to protect the privacy of its users. We will only share this information with third parties so that the site can obtain the information it needs to process the user's credit application, and then only if we keep it confidential.

Management has the right to change this Privacy Policy. When changes to this Privacy Policy are made, the date of the most recent update on the site should be specified.

Changing this policy

This Policy may be amended from time to time and without notice, including when changes are required by law.

If any material changes to this Policy are made, the Company will post a notice on the site specifying the effective date of such changes. Your failure to opt-out in writing within the stated period shall constitute your acceptance of the applicable changes to this Policy.

Please review the Policy from time to time so that you are aware of any changes or additions.